Does it integrate with Xero, MYOB or my accounting software?

Deliberately not. There is nothing to install, nothing to connect, and no access to your books or your bank. You forward the suspicious email or text the moment it arrives, and a plain-English verdict comes back — usually in about a minute. The absence of integration is the security model: we can't touch anything, and there's nothing to set up or break.

What business scams does it catch?

The shapes actually hitting Australian small businesses: supplier bank-detail changes and invoice fraud, fake ATO debts and refunds, ASIC renewal and false-billing notices, fake Xero, MYOB and myGovID login pages that steal the password your invoice fraud starts with, boss-impersonation payment requests, and settlement or deposit redirection. Every verdict names the pattern it matched.

Can my bookkeeper or staff use it too?

Yes. The Business plan covers you and up to three others — a co-owner, office manager or bookkeeper — each forwarding from their own phone or email. Whoever touches the invoices should be able to check one.

For sole traders & small teams

The sixty-second second opinion, before you pay.

The invoice that looks right. The supplier whose “bank details have changed”. The ATO email that arrived in BAS week. Forward it — from your phone or your inbox — and a plain-English verdict comes back before the money moves. Nothing to install, nothing to connect to your books.

Start free month Try a free check — no signup

False billing was the most reported scam type hitting Australian small businesses, and payment-redirection scams cost Australians $166.8 million in 2025 — up 9.3% in a year. Small and micro businesses carry most of the business losses. Sources: NASC, Targeting Scams 2025 · ASIC small business warning.

Four real checks, four real replies

Forwarded“Please note our banking details have changed for all future invoices. New account: BSB 062-000…”

ReplySCAM warning - changed bank details is how invoice fraud steals big amounts. Don't pay the new account.

Reason: PAYMENT_REDIRECTION

Forwarded“You have a new invoice INV-4471. View it in Xero: xero-invoices-view…”

ReplySCAM - that link is not the real login page. Never sign in from a link in a message. Open the app or type the address yourself.

Reason: SAAS_LOGIN_LURE — the message names Xero; the link goes somewhere else.

Forwarded“Settlement is today. If you can't get to the bank, raise your daily limit and send smaller amounts…”

ReplySCAM - no real solicitor or business asks you to raise your transfer limit or split a payment. Ring them on a number you find yourself.

Reason: BANK_CONTROL_COACHING

Forwarded“It's Mark. Process an urgent payment before 3pm. Keep this between us until the deal is announced.”

ReplySCAM warning - being asked to keep money secret from family or your bank is the clearest sign there is.

Reason: SECRECY_INSTRUCTION

These are the real replies, word for word, from the same templates the service sends. Every verdict names the pattern it matched — the full methodology, including results against third-party scam catalogues, is published at how verdicts are made.

Built for the way business email is attacked

The forwarded sender is pulled back out

Forward an email and the original From address is extracted from the quoted text — Gmail, Outlook or Apple Mail — and checked for one-letter lookalikes, brand-new domains and blocklist hits. That extra “t” in a fake bank domain is exactly what this exists to catch.

Payment behaviour, not just payment words

“Our details have changed” beside new account numbers. Being told to raise your transfer limit or split a payment — instructions no legitimate payee ever needs, because they exist to walk you around your bank's controls.

The login pages that start invoice fraud

A fake Xero, MYOB or myGovID sign-in steals the password, and the mailbox is where every payment-redirection scam begins. If a message names a platform and links anywhere else, that's a scam verdict.

A first-time payee is always worth one phone call

A genuine settlement or first invoice can look identical to fraud — so the honest answer is “be careful”, with the one instruction that works either way: ring them on a number you found yourself, and read the account details back. That call is the control that saves the money.

One plan, whole team

A$25/month · A$249/year

First month free. Cancel anytime — the trial needs a card, takes two minutes, and nothing to install.
You and up to three others. Co-owner, office manager, bookkeeper — whoever touches the invoices can check one.
Unlimited checks, by email, SMS, WhatsApp or photo. Forward it as it arrived.
A tax invoice for a deductible business expense.
We never message first. The only thing anyone ever receives is a reply to something they sent.

Start free month A$249/year — two months free

It's BAS season. The fake-ATO wave peaks between July and October — if an “ATO” email is going to reach you, it's now. One caught invoice pays for a decade of this.

Running something bigger — a franchise group, a practice with many staff, or an institution? The partners page is for you.